Our Products & Services
Micro ATM
Micro ATM devices serve as a critical bridge for financial inclusion, enabling business correspondents to provide essential banking services in remote and underserved areas. These handheld, portable devices function like mini banks, allowing customers to perform cash withdrawals and balance inquiries using their debit cards without visiting a bank branch. Designed for ease of use and portability, our Micro ATM devices are rugged, secure, and compatible with all major debit cards. They empower local agents to transform their shops into digital banking points, fostering financial literacy and accessibility in their communities.
- Cash withdrawal using any Debit Card
- Balance inquiry and mini statement
- Portable and durable hardware
- Instant transaction processing
- High commission earnings for agents
AEPS (Aadhaar Enabled Payment System)
The Aadhaar Enabled Payment System (AEPS) is a revolutionary payment model that allows online interoperable financial inclusion transactions at Micro-ATMs through the Business Correspondent of any bank using Aadhaar authentication. It eliminates the need for physical cards or PINs, relying solely on biometric verification. Our AEPS solution is secure, fast, and user-friendly, enabling millions of unbanked individuals to access their government benefits, subsidies, and bank funds simply by using their fingerprint. This system is a cornerstone of the Digital India initiative.
- Cash Withdrawal via Biometric Auth
- Balance Enquiry & Mini Statement
- Aadhaar to Aadhaar Fund Transfer
- Secure and Fraud-proof
- No Debit Card or PIN required
POS / mPOS
In today's digital economy, accepting card payments is essential for business growth. Our Point of Sale (POS) and mobile POS (mPOS) solutions provide merchants with robust, secure, and versatile terminals to accept payments via Credit Cards, Debit Cards, and Prepaid Cards. Whether you run a retail store, a restaurant, or a delivery service, our POS devices offer seamless connectivity (GPRS/Wi-Fi/Bluetooth) and fast transaction processing. They come equipped with user-friendly interfaces and detailed reporting tools to help you manage your sales efficiently.
- Accept all major Credit/Debit cards
- Contactless (NFC) payment support
- Real-time transaction reporting
- Compact and wireless design
- Next-day settlement options
UPI QR & Payment Gateway
Unified Payments Interface (UPI) has transformed the way India pays. Our comprehensive UPI solution allows merchants to generate dynamic QR codes and static QR codes to accept payments from any UPI-enabled app like Google Pay, PhonePe, Paytm, and BHIM. Beyond QR codes, our Payment Gateway integrates seamlessly into websites and mobile apps, offering a smooth checkout experience for customers. With high success rates and instant settlement capabilities, it's the perfect choice for modern digital businesses.
- Universal QR Code for all apps
- Instant voice notification on payment
- Zero MDR on UPI transactions
- Seamless Payment Gateway API
- Dashboard for reconciliation
DMT (Domestic Money Transfer)
Domestic Money Transfer (DMT) is a service designed to help the migrant population and unbanked individuals transfer money instantly to any bank account in India. By visiting a local Acemoney agent, customers can send funds securely using just cash, without needing a bank account of their own. Our DMT platform creates a verified ecosystem of senders and receivers, ensuring compliance and security. It operates 24/7, 365 days a year, providing a reliable lifeline for families dependent on remittances.
- Instant money transfer to any bank
- High limits for verified customers
- Secure and verified transactions
- Real-time status updates
- Low transaction fees
Bill Payments (BBPS)
The Bharat Bill Payment System (BBPS) is a one-stop ecosystem for payment of all recurring bills. Acemoney agents can help customers pay their electricity, water, gas, broadband, and landline bills instantly. It also covers municipal taxes, insurance premiums, and loan repayments. This service increases footfall at agent outlets and provides a convenient solution for customers who prefer paying in cash or need assistance with digital payments. Transactions are instant, with immediate confirmation receipts.
- Electricity, Water, & Gas Bills
- Broadband & Landline Payments
- Loan Repayment & Insurance Premiums
- Instant confirmation receipt
- Operates under NPCI guidelines
Mobile & DTH Recharges
Stay connected and entertained with our comprehensive recharge services. Acemoney's platform supports prepaid mobile recharges for all major telecom operators (Jio, Airtel, Vi, BSNL) and DTH connections (Tata Sky, Dish TV, Sun Direct, Videocon). The recharge system is lightning-fast and offers the latest plans and validity information, ensuring customers get the best value. Agents earn attractive commissions on every transaction, making it a high-volume, steady income stream.
- Supports all Mobile Operators
- All DTH providers covered
- Browse Plans & Offers
- 99.9% Success Rate
- Instant commission credit
Micro Insurance
Insurance is a vital safety net, yet it remains inaccessible to many. Acemoney brings affordable micro-insurance products to the masses through our agent network. We offer simplified policies for health, personal accident, hospital cash, and vector-borne diseases. These bite-sized insurance products require minimal documentation and offer quick issuance. By enabling local agents to sell insurance, we not only protect families but also increase insurance penetration across rural and semi-urban India.
- Affordable premiums starting low
- Paperless, instant policy issuance
- Health, Accident, & Life coverage
- Easy claim process assistance
- Trust of leading insurance partners
Account Opening
Banking should be for everyone. Through our partnership with leading banks, Acemoney agents can facilitate instant savings account opening for customers using biometric e-KYC. This service is fully paperless and takes just a few minutes. Customers walk out with an active bank account, ready to deposit and withdraw funds. This service is crucial for financial deepenng, allowing unbanked individuals to enter the formal economy easily.
- Instant Zero Balance Accounts
- Paperless Biometric e-KYC
- Immediate Account Number generation
- Direct Benefit Transfer (DBT) ready
- Partnered with major banks
White Label ATM / Solutions
For businesses looking to build their own brand in the fintech space, Acemoney offers comprehensive white-label solutions. We provide the technology stack, API integrations, and hardware support, allowing you to launch your own network of ATMs or banking agents under your brand name. Our solution includes a customizable web portal, mobile app, and admin dashboard. We handle the backend complexity, compliance, and server maintenance, so you can focus on marketing and network expansion.
- Your Brand, Our Technology
- Custom Logo & Color Schemes
- Affordable Setup Cost
- High Return on Investment
- Dedicated technical support
Business App for Agents
Power your business with the Acemoney Merchant App. Designed for the modern entrepreneur, our app brings all our services—AEPS, DMT, Recharges, Bill Payments—into a single, intuitive mobile interface. The app features high-security login, real-time wallet updates, transaction history, and instant support chat. It allows agents to conduct business from anywhere, turning their smartphone into a powerful banking terminal.
- All-in-one Service Dashboard
- Secure Biometric Login
- Real-time Wallet Top-up
- Detailed Transaction History
- Available on Android & iOS